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ATB Financial : ウィキペディア英語版
ATB Financial

Alberta Treasury Branches, doing business as ATB Financial,〔(ATB Financial legal disclaimers ) - "Alberta Treasury Branches is the owner of the trade name/ trade mark ATB Financial."〕 is a financial institution and crown corporation owned by the Province of Alberta. ATB operates in Alberta only, providing financial services to nearly 700,000 Albertans and Alberta-based businesses. ATB has 172 branches and 135 agencies, serving a total of 243 communities in Alberta. Wealth management services are offered under the name ATB Investor Services or ATBIS. ATB has more than 5,300 employees.

Headquartered in Edmonton, Alberta, Canada, with total assets of C$43.1 billion (2015 Annual Report), ATB is the largest Alberta-based financial institution.
ATB is not a chartered bank, and unlike all banks operating in Canada, ATB is regulated entirely by the Government of Alberta, under the authority of the Alberta Treasury Branches Act, Chapter A-37.9, 1997, and Treasury Branches Regulation 187/97. The legislation is modeled on the statutes and regulations governing other financial institutions and other guidelines to financial institutions issued by the federal Office of the Superintendent of Financial Institutions and the Canada Deposit Insurance Corporation. ATB Financial is one of fifteen financial institutions that participates in Canada's Large Value Transfer System.
== History ==
ATB was created by the first Social Credit government of Premier William Aberhart on September 29, 1938, after earlier attempts to impose government control over banks operating in Alberta were thwarted by the federal government. The first Alberta Treasury Branch was opened in Rocky Mountain House on September 29 of that year. ATB is the most significant surviving remnant of social credit economic policies in Alberta.
ATB was the subject of scandal in the late 1980s after clients such as Peter Pocklington's Gainers Foods〔http://www.prairiepost.net/prairieboys/b1c8.htm〕 and the Ghermezian Brothers' West Edmonton Mall〔https://www.assembly.ab.ca/ISYS/LADDAR_files%5Cdocs%5Chansards%5Chan%5Clegislature_24%5Csession_3%5C19990421_1330_01_han.pdf〕〔http://www.prairiepost.net/prairieboys/b1c12.htm〕 defaulted on loans.
In the 1990s, the government reformed ATB with the intention of transforming it into a competitive financial institution. An independent board of directors was established in 1996. On October 8, 1997, ATB formally became a provincial crown corporation. Since then, it has operated under a board of directors selected by the Alberta government. It adopted the moniker ''ATB Financial'' in January 2002.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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